Here’s my dividend stock investing strategy for 2025 (for my personal risk tolerance and overall goals). Also, I’m excited to share a big update about the future of my PPC Ian YouTube Channel, along with some life updates. I also cover my Treasury Note (and Bond) strategy too.
#dividend #stock #investing
Timestamps:
0:00 INTRODUCTION
0:21 SEGMENT 1: MY 2025 DIVIDEND INVESTING GOALS
0:35 HUGE FOCUS ON SCHD (My Favorite Dividend Growth ETF)
0:44 See pinned comment below for my Patreon.
1:24 The top holding in SCHD right now is Cisco (CSCO), which gives me tech exposure.
1:37 Long-Term Goal: More exposure to tech
2:12 I would like to buy individual tech stocks, but that’s probably in 2026 or 2027
2:25 I may add a position to DIVO
2:30 3.38% starting dividend yield and 12% 5-year dividend CAGR.
3:07 I’m underweight tech, and I don’t want to be. It’s a byproduct of my risk tolerance and need for immediate dividend yield.
3:55 I see some risks in my portfolio, because I’m over-dependent on CPG, CPG Food, and Restaurants.
4:29 HUGE STOCK TRADE LAST DECEMBER (2023) IN ALTRIA
4:41 I bought at $40.19. Now at $56.45.
5:17 Unrealized capital appreciation is 40%. My simple dividend yield-on-cost is 10.15%.
6:43 Backdrop: Overvalued market
7:41 TREASURY NOTES AND BONDS
8:12 During this expensive market, I prefer to park net new funds in Treasuries.
8:33 De-Risking Strategy (I hold to maturity)
9:13 Stop Gap Strategy
9:41 When Treasuries mature, I can spend them for living expenses (or emergency expenses).
10:09 Intermediate-Term Emergency Savings
10:30 Delay tapping into dividends
11:12 If the market corrects, I may change my 2025 strategy
11:24 Current Treasury Note and Bond Rates
11:34 Rates portrayed are all above 4%
12:24 SEGMENT 2: PPC IAN YOUTUBE CHANNEL UPDATE (AND CHANGES)
12:42 In 2025, I plan fewer videos on a more haphazard schedule due to creator burnout.
13:36 Check out the pinned commend for my Patreon. That will continue to be a focus.
14:05 I’m there for the true subscribers who care.
14:52 I want to invest more of my time on the friendships.
15:25 Please check out the pinned commend for my affiliate link to Blossom Social. (Disclosure: I’m an affiliate of Blossom and am compensated for sign-ups.)
16:19 Check out the pinned comment for my Instagram.
17:20 SEGMENT 3: MY PERSONAL LIFE GOALS FOR 2025
17:38 FITNESS (It takes time, but it’s so valuable)
18:01 Shout-out to Ryne (Retire With Ryne)
18:37 Fitness is the best investment I can make. It saves money in the long-run. Dividends only work over long periods of time.
19:11 ORGANIZING AND CALENDARING
20:24 TRAVEL (Re-qualify for 2026 status)
21:45 Collect Starbucks (SBUX) mugs from new places.
22:08 DISCLOSURE AND DISCLAIMER
DISCLOSURE: I am long SCHD, Altria (MO), and Starbucks (SBUX). I own this ETF and these stocks in my personal dividend stock portfolio. I plan on starting a position in DIVO.
DISCLOSURE: I’m an affiliate of Blossom Social. I get compensated for account sign-ups.
DISCLAIMER: All information and data on my YouTube Channel, blog, email newsletters, white papers, Excel files, and other materials is solely for informational purposes. I make no representations as to the accuracy, completeness, suitability or validity of any information. I will not be liable for any errors, omissions, losses, injuries or damages arising from its display or use. All information is provided AS IS with no warranties, and confers no rights. I will not be responsible for the accuracy of material that is linked on this site.
Because the information herein is based on my personal opinion and experience, it should not be considered professional financial investment advice or tax advice. The ideas and strategies that I provide should never be used without first assessing your own personal/financial situation, or without consulting a financial and/or tax professional. My thoughts and opinions may also change from time to time as I acquire more knowledge. These are, as discussed above, solely my thoughts and opinions. I reserve the right to delete any comments for any reason (abusive in nature, contain profanity, etc.). Your continued reading/use of my YouTube Channel, blog, email newsletters, whitepapers, Excel files, and other materials constitutes your agreement with and acceptance of this disclaimer.
COPYRIGHT: All PPC Ian videos, Excel files, guides, and other content are (c) Copyright IJL Productions LLC. PPC Ian is a registered trademark ™ of IJL Productions LLC.
